Alicia is a beautiful young woman on the verge of having her dreams come true. Engaged to be married, she is also involved with a revolutionary group that plans to strike a blow against the evils of the banking industry, an industry operating with little restraint in the late 1990's. One Sunday morning, however, she is found murdered in Brandywine Creek State Park.

Alicia works for Mirety Bank, a major player in the predatory lending practices of the day. Also employed there is Emily Menotti, the woman who discovers the body. Emily believes the woman's death is tied to a tattoo of an owl on Alicia's back. As Emily investigates, Alicia's fiancée, her brother, and various members of the bank come under her scrutiny.

Reminisce with Emily about her favorite memories of Wilmington and the Brandywine Valley as she tracks down the killer and ends up fighting for both her job and her life.