Do you often worry about your future and the state of your retirement, fearing that you'll find out that you actually don't have as much money as you would like to retire with? The 5th Option is the must-read book for anyone determined to find practical and sensible solutions for a stress-free retirement. Wherever you are in the retirement planning stage, you will learn the secrets to retiring comfortably without having to deal with the frustratingly outdated options of saving more, working longer, risking more, or settling. Told in parable, The 5th Option outlines current retirement philosophies and why many of them fall short over time while also helping you to reach your goals without having to sacrifice your dreams.

In this journey to retirement readiness, following along Michael and Jill's path to financial security, you will attain:

• A game plan grounded in the latest retirement research where you will learn to become better prepared against the biggest dangers for your financial future.
• Multiple pathways to safeguard safe, predictable, and plentiful income
• Greater understanding of how you can optimize your investments with actuarial science
• And so much more

When readers calculatingly strategize the allocation of their money using authors Walter C. Young and Peter Bielagus's expert advice, they are guaranteed a plan that will have them retiring simply instead of simply retiring.