Julie Travers and her family moved from Cincinnati to Nashville in the 1960s to allow her father to accept a job as Financial Manager at a local bank. Upon graduation from high school, Julie is hired by the same bank as a teller. Once there, she meets the Branch Manager who becomes her close friend and eventual love interest. When her father appears to be involved in illegal activities that have caught the attention of the FDIC and FBI, she enlists his help to prove her father's innocence.

As the story unfolds, it becomes clear that the crimes are not confined to Nashville but reach much further into the Southeast. Just when she is about to give up hope of seeing her father expunged of any criminal involvement, an anonymous tip allows the local police to uncover the details of who is truly involved in the string of crimes.

The Choices We Make is a story about the importance of listening to our inner voice when we are faced with making decisions that will shape our lives, realizing we have control over those decisions, and recognizing that the choices we make now will define, not only our present, but our future as well.