In "The Frugal Libertarian," seasoned financial journalist Gregory Bresiger reveals how middle-class Americans can achieve financial independence despite challenging economic realities. Drawing from decades of experience covering business and personal finance, Bresiger presents a practical guide to building wealth that combines sound libertarian principles with actionable financial strategies.

The book begins with "Judy's story" - a cautionary tale of a talented professional who failed to prepare for retirement - before taking readers on a journey through the essentials of sensible money management. From avoiding credit card debt to mastering index fund investing, from recognizing "grey charges" to understanding the limitations of Social Security, Bresiger offers candid advice that challenges conventional financial wisdom.

Unlike get-rich-quick schemes, "The Frugal Libertarian" focuses on sustainable wealth-building through disciplined spending, regular saving, and smart investing. Bresiger shows how government policies, both past and present, threaten personal wealth, and how savvy investors can protect themselves from what he calls "the wealth destroyers."

Written in an engaging, conversational style and peppered with personal anecdotes, this book will resonate with anyone seeking financial independence in an era of government overspending and economic uncertainty. Its core message - that financial freedom comes through personal responsibility and disciplined money habits - offers hope for those worried about their financial futures.

If you enjoyed "The Millionaire Next Door," "The Simple Path to Wealth," and "Your Money or Your Life," you'll love "The Frugal Libertarian: Building Wealth in an Overspending World."