Brent, Jim: - The author had spent nearly 50 years in investments and investment-related areas. He received his bachelor of science degree from Purdue University and his MBA from the University of Chicago. He has taught investments and corporation finance at the Graduate School of Business at Indiana University NW and has written many articles for various investment trade publications. He is a Chartered Financial Analyst and has been a speaker at numerous investment conferences. As Director of Equity Investments at a major pension fund, he helped oversee the investment of billions of dollars of pension money and managed several common stock portfolios. He retired in 1991 at the age of 48. He has written three books, built houses with Habitat for Humanity, and visited over 50 countries. The author writes under a pen name.