Edward Thomas is a member of the Royal Economic Society. He received a Master of Business Administration from the University of California in Irvine, California and was a National Merit Scholar at the University of Michigan in Ann Arbor, Michigan. Edward Thomas has worked in the Aerospace industry as a project manager and product leader on missile programs (Minuteman and Peacekeeper), airplane programs (Stealth Bomber, Boeing 787, and Boeing P-8A), and space programs (International Space Station and X-37). He used quantitative data and predictive metrics to determine how well things were going, and what to expect in the future (from a schedule and cost performance perspective). He has applied that experience and other life lessons to the business of economics and personal finance, and the result is this book.