Book updated Dec 2020. An insurance adjuster is a person who engages in the business of making an investigation for the purpose of obtaining information in the course of adjusting or participating in the settlement or disposal of any claim in connection with a policy of insurance. This book primarily covers the fundamental adjusting knowledge compatible with the state exam, with New York specific coverage. This book has topics compatible with the Public Adjuster exam and the Independent General Adjuster exam. We create these self-practice test questions referencing the concepts and principles currently valid in the adjuster exam. Each question comes with an answer and a short explanation which aids you in seeking further study information. For purpose of exam readiness drilling, this product includes questions that have varying numbers of choices. Some have 2 while some have 5 or 6. We want to make sure these questions are tough enough to really test your readiness and draw your focus to the weak areas. Think of these as challenges presented to you so to assess your comprehension of the subject matters. The goal is to reinforce learning, to validate successful transference of knowledge and to identify areas of weakness that require remediation. The questions are NOT designed to "simulate" actual exam questions. "realistic" or actual questions that are for cheating purpose are not available in any of our products.